The Adaptive Solution We find the solution helping you adapt

Finance support,
shaped to your business.

The two things that carry a business are its people and its systems and procedures. Get those wrong and everything else fails.

Start a conversation Where we fit

Chartered Business Accountant in Commerce · QuickBooks ProAdvisor

About us

The Adaptive Solution finds a custom solution for your finance department, allowing it to adapt to a changing environment.

Our vision

For businesses to have the infrastructure in place which is sustainable and cost-effective, allowing them to reach their full potential.

Our mission

To help businesses find a customisable solution that can adapt to their environment.

Services

  • Accounting & ReportingManagement accounts, budgets, cost accounting, year-end audit preparation, stock control.
  • Bookkeeping & AdminBookkeeping, reconciling, accounts payable, accounts receivable, year-end audit preparation.
  • Payroll & PeoplePayroll processing and setup, staff training, policies and procedure manuals, key performance indicators, work-in-progress setup.
  • Systems & DataAccounting system migration and setup, Excel models, HTML models for data reporting, automation.

How we work · Where we fit

Most businesses already have staff who are loyal, dependable and care about getting it right.

What they've never had is someone experienced to learn from. That's the gap we fill — advising, correcting, and holding a procedure in place until it's habit. Or we fill the role or section outright, where that's what the business needs.

Some businesses need a person, some need structure, some need one problem solved. The scope is set around what's missing, and priced for what it is.

If you already have a team

We back them up

Your team stays the face of finance. We're behind them — setting up what they work in, reviewing what comes out, and handling the technical end, so the business stops depending on one person quietly knowing everything.

You don't have anyone yet

We take on the role

We sit in the seat and do the work — processing, payroll, submissions, month-end, reporting. Working in it is how we see where things actually break. While we're there we build the structure and procedures underneath it, so the role is a defined job by the time you appoint someone.

If you just need one job done

We take on the task

One job that's been sitting because nobody has the time or the skill for it — a clean-up, a migration, a set of accounts, a system that needs building. We'll take that on its own, with a clear scope and a fixed price.

How it works

Understand it, build it, run it with you.

No standard package. We start with what you already have and shape the rest around it. This is a collaboration rather than a hand-off — we work alongside you and your team, and the arrangement is reviewed as the business changes, so what we're doing keeps matching what the business actually needs.

  1. 01 Learn

    We take the role on

    We start by doing the work rather than reviewing it — learning your operations, finding the gaps and duplicated effort, and checking what you're paying for. Then we agree a plan and what it costs.

  2. 02 Build

    Structure, policies and procedures

    Chart of accounts, reporting structure, written policies and approvals, and a documented procedure for every recurring task — with the systems set up to match.

  3. 03 Uplift

    Training and skills transfer

    Your staff know the business; we make sure they know the system too. Hands-on training in your own live data, and a clear owner for every recurring task. We're there as a support to your team — helping them strengthen the areas they want to grow in, and stepping in on the parts they'd rather not tackle alone.

  4. 04 Partner

    The ongoing role

    Month-end close, reporting, a second pair of eyes on submissions and cover during leave — including holding the seat until you're ready to hire, with a handover pack when they start.

↻  Reviewed and repeated as the business changes

The person behind the work

Led by Bernice Kruger.

Bernice Kruger, Management Accountant
Bernice Kruger
Management Accountant · Chartered Business Accountant (CIBA)

Bernice started in bookkeeping in 2010 and moved into a management accountant role in 2016, which carried oversight of and responsibility for the finance department. In 2025 she moved out of full-time employment into external consulting. Her experience covers board reporting, intragroup work, forex, stock, payroll, SARS and systems — with exposure to a wide range of different environments and systems.

Centurion, Gauteng · English and Afrikaans · CIBA member CIBA201811-8703

Qualifications

  • Chartered Business Accountant in Commerce (CIBA)
  • BCompt Honours in Management Accounting (UNISA, 2023)
  • BCompt, Bachelor of Accounting Science (UNISA, 2016)
  • Data Analytics and Governance for Finance Managers (CIBA · Regenesys, 2025)
  • Certified QuickBooks ProAdvisor (Intuit)

Experience

  • 2026 — present · Accounting Assistant, contract, Dye Star Transportation Group, USA
  • 2025 — present · External Accountant Consultant, Harzel Group · Alchemy Financial Services · Fleisherei Group
  • 2016 — 2025 · Management Accountant, Harzel Group — broker, prop firm and trading education
  • 2010 — 2016 · Bookkeeper, Volcanic Waters Trust — procurement and supply

I have been in situations, and often in circumstances, that force you to adapt — to find a solution with what is available and within your means. That is where this way of working came from, and it is still how I approach a problem.

Bernice Kruger

Get in touch

Tell us how finance runs now.

A short conversation is usually enough to see where the pressure is and what a workable solution would look like. No obligation either way.

Email bernice@customadaptivesolutions.com Phone 061 689 4850 Based in Centurion, Gauteng · working remotely countrywide
Custom Adaptive Solutions (Pty) Ltd · Reg No 2025/202958/07 · Registered 7 March 2025